Beautifully maintained 4-bedroom home BACKING to a heavily treed GREENBELT for ultimate PRIVACY in a community full of AMENITIES! This LOCATION is an everyday convenience being WALKING distance to the community pool, playground, elementary school and short drive to all LIFESTYLE necessities! The open-concept floor plan offers abundant NATURAL LIGHT and SEAMLESSLY connects the kitchen, dining and living areas while extending to the secluded backyard – perfect for all occasions! The well DESIGNED kitchen features AMPLE cabinetry, generous counter space, a breakfast BAR, and a breakfast dining area. The SPLIT-bedroom layout provides a SECLUDED primary retreat on the first floor, complete with a LARGE walk-in closet, DUAL sinks, SOAKING tub, and separate shower. Upstairs is an over ABUNDANTLY LARGE game room with endless FLEXIBILITY options for a media room, home office, gym, playroom or even ALL of above in one space! That is how big it is! Likewise, are three GENEROUSLY sized secondary bedrooms with large WALK-IN closets. Recent UPDATES include an entire HVAC system with a transferable 10-YEAR warranty, NEW CARPET throughout, front-yard SOD, and roof. Cross Oak Ranch offers outstanding amenities including two RESORT-STYLE pools, SPLASH pad, FITNESS center, fishing PONDS, playgrounds, and miles of SCENIC walking trails. Conveniently located just minutes from US-380 with easy access to shopping, dining, and entertainment. A NEW high school is currently under construction with a planned 2027 opening. ADDED BONUS: This home has been approved for an assumable loan with an attractive 3.875% interest rate for qualified buyers.